Friendly, Reliable, Professional
It’s hard to imagine when setting up your own business just how much of your time will be taken up on the financial side of things. Whether it’s bookkeeping, VAT returns, payroll or cash flow forecasting, there’s always something drawing your focus away from the core element of your business. Whilst being on top of your finances is an important part of any business, it’s often not an area of expertise for most business owners. That’s where we can help!
Based in Cardiff, AGJ is a modern advisory practice supporting SME’s throughout the UK with jargon-free, practical advice.
What We Do
AGJ’s first priority is to ease the time burden on you, whether that’s taking control of your payroll, bookkeeping or managing the whole financial process, we’ll be your extra pair of hands. We’ll look at the technology you’re using and introduce you to software that will help free up your time enabling you to redirect your energy back to your clients, on creating new business or simply freeing you up to spend more time with family and friends.
We want to get to know your goals and help you achieve them by removing obstacles in your way. Whether you need to source funding, hire more staff, need bigger premises, get a mortgage or more equipment, we can provide you with the advice you need so that you can get there quickly, sustainably and with confidence.
Services
Bookkeeping
Outsource your bookkeeping to us and free up valuable time. We’ll move your bookkeeping into the Xero cloud-based, paperless system so that you can dispense with spreadsheets and get real-time information, no matter where you are. Already using Xero? We’ll take over your Xero bookkeeping seamlessly without any interruption.
VAT
Avoid late submission/payment penalties!
We’ll advise on the most beneficial VAT scheme to minimise VAT payments to HMRC and work together to get your VAT returns filed accurately and ahead of the deadline.
Payroll
We’ll ensure that your staff are paid correctly and on time with the necessary submissions to HMRC and pension providers and keep you up to date with changes in legislation.
Accounts Preparation
Whether you’re a sole trader, partnership or limited company, we’ll complete the appropriate accounts from your financial records for submission at the end of the financial year.
Self-Assessment & Corporation Tax Returns
We’ll ensure that any available reliefs are claimed, and all returns are filed in a timely manner to keep your tax bill to a minimum and ensure that liabilities are known well in advance of the deadlines.
Management Reports
Whether you’re wanting an overview or detailed review of the business’ performance, we’ll provide you with a clear report to highlight how your business is performing at monthly, quarterly or half-yearly intervals.
Budgeting
Setting a budget is key for successful businesses but with all the demands on running a business this can often fall by the wayside. We can talk you through the process, helping you to set a realistic budget, and by regularly comparing this with your actual figures, give you a realistic picture of how your business is performing.
Cashflow Forecasting
We’ll break down your income and expenditure to identify when the money will enter and leave your bank account and forecast the anticipated cash in the bank at the end of any given month. This provides you with an accurate view of where your business is headed and what adjustments may be needed to avoid potential cashflow issues.